MCC 5817 pertains to the sale of digital applications excluding gaming software. This category includes mobile apps, productivity software, and other digital utilities.
Interchange Fee
The interchange fee for transactions under MCC 5817 typically ranges between 1.2% and 3.0%, depending on the card network and type. Digital app purchases through premium cards may attract higher fees.
Cashback Rewards
Many credit card issuers offer 1% to 5% cashback on digital purchases, including apps, with periodic promotions that may offer higher rewards for specific app marketplaces.
Rules and Restrictions
There are no special rules or restrictions imposed by payment processors for transactions categorized under MCC 5817.
Tax Reporting
Digital application purchases may be subject to state and local taxes based on the buyer's location. The IRS does not impose any unique taxes on buyers for digital app purchases under this MCC.